The Windward Islands Bank (WIB) continues to support clients in difficult times and has opted to automatically extend the moratorium with 3 months (June, July and August 2020) to provide immediate financial relief to our customers, with no additional charges and or interest.
During the months of June, July and August 2020 WIB will extend the moratorium on Personal Loans, Commercial Loans, Mortgage Loans & Credit Cards. This entails that the client’s monthly payment (on principal and interest) will be deferred for 3 more months (June, July & August) whereby the initial loan term will be extended with the same number of months as the additional grace period. The monthly payments (principal and interest) remain the same.
For Sint Maarten clients including commercial clients on Statia and Saba, the adjustment will be done automatically while Statia and Saba clients with personal loans, personal mortgages and personal credit cards, need to Opt-In if they want to make use of this moratorium (loans and mortgages in arrears for more than 90 consecutive days are not eligible for the moratorium).
OPT-OUT SINT MAARTEN
OPT-IN STATIA & SABA (Personal Loans, Personal Mortgages and Personal Credit Cards)
Important note: The opt-in requests for Statia and Saba is applicable for personal loans, personal mortgages and personal credit cards only and will be evaluated as per the stipulated lending guidelines of the Bank. The clients will be duly informed of the decision.
When submitting your request, please indicate your full first name, last name, address and phone number (fixed and/or mobile) and provide the loan number of each respective loan and/or mortgage and/ or credit card number to which the opt-in is applicable to. The correct information is required for your request to be processed accordingly.
Corporate Clients for Sint Maarten, Statia and Saba that are wishing to Opt-out are requested to email
At Windward Islands Bank, we continue doing our utmost to assist you with your financial needs in these difficult times.
For further assistance: