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IMPORTANT NOTIFICATION TO ALL CLIENTS OF THE WINDWARD ISLANDS BANK Ltd.

The Windward Islands Bank Ltd. has proudly been part of the MCB Group of companies headed by Maduro & Curiel’s Bank N.V. for over 62 years. In our continued
efforts of making our Bank’s structure more effective and our operations more efficient, please take note of the following important changes within the MCB Group that
will be taking place before the end of this year.

Effective November 1, 2022, The Windward Islands Bank branch in St. Eustatius (Statia) will continue as a branch of Maduro & Curiel’s Bank (Bonaire) N.V.
This transfer is part of our strategy to streamline our Bank’s BES operations and will not bring any significant changes to the relationship with our Bank.
WIB’s Personal and Business clients residing in Saba and Statia will smoothly transfer to Maduro & Curiel’s Bank (Bonaire) N.V. and can continue counting on the same personal, professional, and dedicated service provided by our Statia Branch over the past years.
Our banking products and services will remain unchanged.
Additional and more detailed information will be provided directly to all clients of The Windward Islands Bank Ltd.
residing in Statia and Saba at the beginning of September 2022.
Before the end of this year, The Windward Islands Bank will become a branch of Maduro & Curiel’s Bank N.V.
It is planned that The Windward Islands Bank Ltd. will merge with and into Maduro & Curiel’s Bank N.V. As a result, The Windward Islands Bank will continue as
a St. Maarten-based branch of Maduro & Curiel’s Bank N.V. The legal merger of these two organizations fits into our MCB Group’s strategy to remain the
#1 financial services group in the Dutch Caribbean by serving and caring about our customers and communities with a commitment to provide innovatively and
sustainable solutions through our dedicated employees. In our ongoing efforts to optimize our services to our clients, please note that this change will have
no impact on our relationship with our customers and we will continue offering the same banking products and services as your true partner in progress.
We are extremely grateful to our clients for their continued trust in our Bank and will continue to be of service as accustomed.

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